Proposition Summary

ALLOWS AUTO INSURANCE COMPANIES TO BASE THEIR PRICES IN PART ON A DRIVER'S HISTORY OF INSURANCE COVERAGE. INITIATIVE STATUTE. Changes current law to permit insurance companies to offer a discount to drivers who have continuously maintained their auto insurance coverage, even if they change their insurance company, and notwithstanding the ban on using the absence of prior insurance for purposes of pricing. Will allow insurance companies to increase cost of insurance to drivers who do not have a history of continuous insurance coverage. Establishes that lapses in coverage due to nonpayment of premiums may prevent a driver from qualifying for the discount. Summary of Legislative Analyst's Estimate of Net State and Local Government Fiscal Impact: Probably no significant fiscal effect on state insurance premium tax revenues

Proposition Number

17

Year

2010

Document Type

Proposition

Pass/Fail

Fail

Popular Vote Results

Y:2575659;A:48.1;N:2778599;B:51.9

Election Type

Primary

Proposition Type

Initiative Statute

For Author

Jim Conran, Former Director, California Department of Consumer Affairs

Against Author

Harvey Rosenfield, Founder, Consumer Watchdog

Rebuttal Author

John Garamedi, former Insurance Commissioner State of California

Rebuttal Against Author

John T. Kehoe, President, California Senior Advocates League

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